Liquidity Ratios

Working Capital: Working capital compares current assets to current liabilities, and serves as the liquid reserve available to satisfy contingencies and uncertainties. A high working capital balance is mandated if the entity is unable to borrow on short notice. The ratio indicates the short-term solvency of a business and in determining if a firm can […]

Sources of Finance For Startups

Start-up businesses often have a difficult time finding sources of start-up business financing for their initial financing needs. It is often not possible to get bank loans because financial institutions aren’t interested in unproven businesses. Even with the best possible business plan, in the world of business and finance, you may not be able to convince […]

The Various Acceptable Collaterals by Financial Institutions

Even the best business idea cannot fully succeed without adequate capital; otherwise, how will the idea be implemented? For a business to succeed it needs to grow; and for growth to take place sufficient money must be put into the business. Sometimes getting sufficient money for your business might mean the necessity of collateral. The […]

Before You Invest, Do These Things First

Everyone wants to get rich. We all want to live a happy life, which includes never running out of money or living and enjoying great personal investments. These include staying in an extravagant house or even expanding one’s business. Now, here are some six things you need to do before taking that Dollar and investing […]